Five Common Reasons To Consult An Elder Law Attorney | laws and issues

You may have heard of the term ‘elder law’ and wondered what, exactly, it meant. Simply put, an elder law specialist has taken the time to learn as much as possible about any laws affecting the lives of senior citizens and their families. There are many different issues that fall under the elder law heading, but some of the most common are outlined here.Protecting Seniors From AbuseThis is one of the most distressing examples of why you may want to consult an attorney specializing in concerns of the elderly. If you have an aged parent who is in a nursing home, receiving skilled nursing care, or being cared for by someone else and you suspect that your parent is being neglected or abused, you must consult with a litigation attorney as soon as possible who specializes in cases of elder abuse. They can give you the guidance and support you need while investigating and filing suit against the abuser or abusers. Protecting the dignity and welfare of seniors is one of the most rewarding aspects of handling legal issues for the elderly.Helping With Financial PlanningIf you’re getting ready to retire, an elder law specialist who has experience in financial planning can help you develop a solid, long-term financial plan that will protect your finances while allowing you to live comfortably in your golden years. Estate lawyers can also help you choose an appropriate nursing home or assisted living facility when the time comes and oversee your finances to make sure your bills are paid and your property is handled correctly.Estate PlanningIt’s crucial that a properly executed will is prepared for you in order to make sure your estate is handled properly after your death. Meeting with estate lawyers to discuss your heirs and last wishes is crucial if you have an estate of any size. A will that clearly and concisely states who will inherit what and how your estate is to be distributed can prevent your heirs from squabbling about your estate after you’ve passed away. Writing a will and structuring an estate in order to protect your assets even after your death is one of the most common reasons people consult with elder law attorneys.Social Security DisputesSocial security is a financial safety net for many seniors after retirement. Depending on the monthly checks you receive from social security can be difficult, particularly if you don’t feel you’re receiving appropriate benefits. If you have a dispute over your social security payments, an elder law litigation attorney can represent you and protect your interests, helping you get the social security benefits you deserve.Grandparents’ RightsLitigation attorneys can represent grandparents who have lost contact with their grandchildren through no fault of their own. A divorce or separation is always heart wrenching, but when parents use their children as weapons in an unpleasant divorce, it is often the grandparents who suffer when an unhappy parent won’t let children visit grandparents who are the family of their ex-spouse. Fortunately, there are elder laws that cover such situations, and an experienced litigation attorney can work with family courts to ensure you are able to continue enjoying a relationship with your grandchildren.If you or a loved one is facing an elder law issue, consulting with experienced estate lawyers or getting a litigation attorney who is familiar with legal issues concerning the elderly is your best bet for resolving the issue to your satisfaction.

A Meditation Garden For Your Lifestyle | gardening

A meditation garden, sometimes called a contemplation garden, is a fairly new concept. Of course gardens and meditation has been around for centuries, but the combination of the two as a specific serene spot you can create yourself is more of a modern concept.This type of garden shouldn’t be confused with a Zen garden that you would find at a temple. Many of the temple gardens in Kyoto for example are meant to be observed from a particular angle. There are also strolling gardens that allow you get a little closer to nature, however these are different concepts than creating your own space at home. A dry rock garden for example is minimalist by design and it encourages the observer to use their imagination when it comes to a portrayed landscape of mountains, rivers, and temples.This is definitely one route to go when designing your own meditation garden, as long as your incorporate a comfortable sitting space as well. Two great feature of a dry rock garden are:1) They are low maintenance. The lack of many flowers etc. allows you to spend less time with upkeep.
2) In an area like Buffalo and Grand Island, where we have pretty severe winters, the garden still maintains a unique form even when covered in snow. Using various size large rocks creates a wonderful effect in winter.The initial start-up costs for the dry rock garden may be higher due to the prices of small boulders, but yearly maintenance and upkeep fees are minimal at best.Others may wish to go a different route and create something that directly touches all of the senses. A good Japanese garden is one that has incorporated something for all four seasons into it. That way the garden is always alive and seen from a different perspective. You want to create a meditation garden that you are comfortable and intrigued in all throughout the seasons.Western gardens also tend to use a lot of plants and flowers so this may look more natural given your housing situation. The Japanese garden is often restricted by boundaries that create a feeling of it being a sacred space. The idea of a sacred space is what we are aiming for when thinking of a meditational garden. Even in a larger more open yard, for example, you can start with something in a corner and think of it as a separate but connected room. When you enter this room you want to be surrounded by things that lend themselves to calmness and serenity.A Sanctuary for the SensesFlowers create a scent memory that can draw you back to the garden from time to time. A bench or area on the grass supplies the sense of touch and gives you the comfort and stability to meditate in the garden. Visually you want something intriguing or mysterious, but not too distracting. Remember, CLARITY is the goal of a meditation garden, not a color smorgasbord to impress the neighbors walking by. A water feature is also a great relaxing stimulus for the ears. Watching a small stream of water can have a great calming effect, but because we have so many memories and images of flowing water, the mere sound of it trickling can also be a refreshing stimulus. The more you can stimulate all of the senses the more connected to nature you are likely to feel.The Sanctuary Gate You want to create a place that you can call your sanctuary. A place you are comfortable and protected in. For me, shaded spots seem to have a more enclosed feeling, and can also be a nice retreat from the direct summer sun.A path or entranceway is also something to consider as a starting point of the meditation garden. The Japanese Roji, or pathways up to the teahouses, are great examples of a space dedicated to calming and preparing you to enter a world different from the one you just left. Sometimes they can be quite narrow at the beginning of the path and I like to think that this was intentionally designed as the place to leave your problems at the door. An actual entranceway such as a Japanese style gate or a pergola with hanging wisteria for example can also be a great way of distinguishing the different areas.This site about Japanese Gardens is recommended for more detailed information and interesting videos with accompanying ambient music. Whether you are aiming for a meditational garden where you can sit quietly or do yoga or tai chi, it should be a place you are comfortable in and you can focus on the nature around you.

Financial Planning Services – Solves Financial Complications Easily | Financial

Sometimes it happens that everything is going fine, you are working hard, your business is doing great or you are achieving heights in your office. But you are confused that where your hard earned money is moving. You fail to decide that whether this money will full fill your future financial goal and objectives or not. This question may disturb anyone but in this case you can take help from a financial planning services firm.The financial planning services firm endeavour to coordinate different elements of your finances with the aim of building, protecting, and maximizing your net worth. They provide useful advices regarding various financial issues like investment, retirement planning, financial protection, estate planning etc.In fact financial planning services firms follow a particular process for the purpose of managing your finances so that you can achieve your long-term financial goals. The financial planning process may include the following six steps…1. Present financial situation monitoring: First of all, the financial planner assesses your present financial situation by collecting certain information regarding net worth and cash flow statements, tax returns, insurance policies, investment portfolios, pension plans, employee benefit statements etc.2. Financial Goals and objectives identification: The financial planning services firm helps to identify both financial and personal goals and objectives. Your goal may include financing your children’s foreign education or making a home etc. Your goal should be specific, realistic, measurable and time bound3. Problem Identification: The financial planning services firm identifies different financial obstacles in achieving financial independence. Such as your problem area can include too little or too much insurance coverage, inadequate cash flow or a high tax burden.4. Plan Designing: The financial planner provides written recommendations and alternative solutions.5. Plan implementation: Your financial planner executes the recommendations to reach the desired goals and objectives.6. Periodic review: Lastly your financial planner provides periodic review and revision of the plan to ensure that the financial goals are achieved.So, after this six step process you can experience a well managed financial plan so that you can achieve your financial goals and objectives and financial planning services firms provide professional help for the same.